Guardian Gold

Guardian Gold: frequently asked questions

What is Guardian Gold and where does it operate?

Guardian Gold is the bullion trading division of Guardian Vaults, an Australian precious metals storage company. It operates from secure vault facilities in Sydney (Castlereagh Street) and Melbourne (Collins Street and William Street), serving retail and SMSF investors who want to buy and store bullion in the same facility. Guardian Vaults has been in operation since 2002.

How many bullion products does Guardian Gold carry?

BullionFerret currently tracks 589 listings from Guardian Gold. They are an authorised distributor of the Perth Mint and the Royal Australian Mint, so their range covers coins and bars from both those mints alongside other investment-grade products.

Do I need to report gold bullion purchases to the tax authority?

In Australia, buying investment-grade gold bullion is generally GST-free, but any gain on sale must be reported to the ATO as a capital gain. A CGT discount applies for assets held longer than 12 months; verify the current rate with a tax adviser or the ATO. Rules vary by country, so check with your local tax authority before buying or selling.

Should gold bullion be insured, and how does insured storage work?

Physical bullion held at home is typically only covered by home contents insurance up to a low sub-limit, so specialist insurance is worth considering. Guardian Gold's integrated vault storage through Guardian Vaults is independently assessed by Lloyd's of London risk assessors, providing allocated and segregated storage with insurance coverage included. SMSF investors can hold bullion through this arrangement under compliant conditions.