25g Maplegram Gold Bar

A Divisible Sheet of 25 Gold Maple Leaf Coins

The 25g Maplegram is not a single bar but a sheet of 25 individually sealed 1-gram Gold Maple Leaf coins in a divisible blister pack, produced by the Royal Canadian Mint. Each coin is struck from 99.99% pure gold and carries a face value of CAD $0.50, making every gram in the sheet legal tender in Canada. The total gold content is 25 grams (0.8038 troy ounces).

The format solves a specific problem for small-denomination gold buyers. Purchasing twenty-five individual 1g gold bars would mean paying fabrication premiums on each one separately. The Maplegram bundles them into a single purchase at a lower per-gram cost, while still allowing each coin to be detached and sold or gifted independently. When a gram is snapped off, it retains its own tamper-evident seal and remains verifiable.

The coins themselves carry the same design and security features as full-size Gold Maple Leafs, including the micro-engraved radial lines introduced in 2015. At 8mm in diameter, each coin is roughly the size of a pencil eraser, making this some of the smallest government-issued gold in regular production. The Maplegram is issued annually with a new year date and comes with an assay certificate and serial numbers for the sheet.

For buyers comparing divisible gold products, the main alternatives are the 25g PAMP Suisse Multigram (snap-apart bars rather than coins) and the Valcambi CombiBar (scored gold bars without legal tender status). The Maplegram's advantage is that each piece is a coin from a sovereign mint, carrying both legal tender status and the Royal Canadian Mint's security technology.

Maplegram25 Sheet and Coin Specifications

Security Features

Each coin in the Maplegram sheet carries the same security features as full-size Gold Maple Leafs. The micro-engraved radial lines, introduced by the Royal Canadian Mint in 2015, create a light-diffracting pattern visible to the naked eye that is extremely difficult to reproduce with current counterfeiting technology. The precision laser engraving is applied during minting and is integral to the coin surface, not an applied coating.

The blister pack itself is tamper-evident. Individual coins can be cleanly separated along perforated lines, and each detached coin maintains its own sealed section of packaging. The sheet includes a unique serial number on its assay certificate for traceability. A MapleGram8 format (8 coins rather than 25) also exists, using identical per-coin specifications. The design on each coin matches the standard Gold Maple Leaf: Walter Ott's iconic maple leaf on the reverse (with radial lines from 2015 onwards) and the monarch's effigy on the obverse, transitioning from Queen Elizabeth II to King Charles III beginning in 2024.

Tax Treatment of the Maplegram by Country

The Maplegram qualifies as investment gold in every major market due to its 99.99% purity and sovereign mint origin. Its legal tender status in Canada provides additional tax advantages in certain jurisdictions.

United Kingdom

Gold at 995+ fineness is VAT-exempt, so the Maplegram attracts no VAT on purchase. However, it is not UK legal tender, which means profits on disposal are subject to Capital Gains Tax at the individual's rate (18% or 24% depending on income band), after the annual CGT allowance. Buyers seeking CGT exemption in the UK would need to choose Gold Britannias or Sovereigns instead, as only UK legal tender coins qualify.

United States

No federal sales tax applies. State sales tax varies, with roughly 35 states fully exempting bullion. The Maplegram is IRA-eligible: its 99.99% purity from a sovereign government mint meets the IRS requirements under Section 408(m) for self-directed precious metals IRAs. Outside a retirement account, gains are taxed at the collectibles rate of up to 28% for holdings over one year.

Canada

As Canadian legal tender gold bullion at 99.5%+ purity, the Maplegram is exempt from GST and HST. It qualifies for RRSP and TFSA accounts when held through an approved custodian.

Australia

GST-free as investment-grade gold from a recognised sovereign mint, meeting the 99.5% purity threshold.

European Union

VAT-exempt as investment gold under EU Council Directive 98/80/EC. The Gold Maple Leaf appears on the EU's annual list of qualifying gold coins.

Singapore and Hong Kong

In Singapore, the Maplegram qualifies as an Investment Precious Metal (IPM) and is GST-exempt. Hong Kong has no sales tax, no import duty, and no capital gains tax on bullion.

Maplegram vs Multigram and Other Divisible Gold

Three products compete in the divisible 25-gram gold format: the Royal Canadian Mint Maplegram, the PAMP Suisse Multigram+25, and the Valcambi CombiBar. All three contain 25 grams of 99.99% fine gold in a snap-apart format, but they differ in meaningful ways.

The Maplegram contains coins, not bars. Each 1-gram piece is a legal tender Gold Maple Leaf with a CAD $0.50 face value, struck with the same design and micro-engraved security lines as the full-size coin. The Multigram+25 contains 25 PAMP bars, each sealed in an individual CertiPAMP assay card with a serial number and Veriscan digital verification. The CombiBar is a single scored gold bar that breaks into 50 pieces of 0.5g each (in the 25g format), with no individual certification per piece.

For authentication, the approaches diverge. The Maplegram relies on the Royal Canadian Mint's radial-line technology and the recognisable Maple Leaf design. PAMP's Veriscan scans each bar's microscopic surface topology against a database using a smartphone app. The CombiBar relies on Valcambi's brand reputation and the assay card for the whole bar, with no per-piece verification.

On premiums, the Maplegram and Multigram+25 trade at similar levels, both carrying a meaningful markup over what 25 grams of gold would cost in a single 25g gold bar. The CombiBar is typically priced slightly lower. All three carry significantly higher premiums per gram than buying a single 1oz gold bar, which is the cost of divisibility.

Liquidity favours the Maplegram and Multigram equally in North America and Europe. Both brands are widely recognised by dealers. The Maplegram's sovereign mint origin gives it a slight edge in markets that value government-issued bullion, while PAMP's global dealer network and Veriscan technology appeal to buyers prioritising digital verification.